Diversified Insurance Service Blog

Indexed Universal Life Insurance Pros and Cons

Posted by Zach Emly on Sat, Jul 23, 2016 @ 10:07 AM

Many people have heard of indexed universal life insurance but are trying to decide whether or not it is right for them. 

This blog post will take you through the pros and cons of an index life insurance policy to help you decide if this policy is worth pursuing for you. 

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Topics: life insurance, retirement planning, index universal life insurance

Student Property Insurance

Posted by Zach Emly on Wed, Jul 20, 2016 @ 11:07 AM

Student property insurance is necessary for most college students because most can not easily replace their things.

Theft, fires, broken electronics, and other disasters can leave your property gone, broken or useless. Without insurance you are left to replace your things out of pocket. Do you really want to use the savings from your part time job to go into a new computer for school because yours was stolen?

Student property insurance will allow you to replace your important property without having to pay for it. 

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Topics: college student insurance

The Best Insurance for Teachers and Educators

Posted by Zach Emly on Mon, Jul 11, 2016 @ 14:07 PM

Teachers are some of the hardest workers we know. They do so much for our children and community that we had to question why we made it so hard for them to get insurance.

Insurance for teachers should not be a time consuming and expensive process. This is why we have teamed up with Ohio Mutual to make insurance for teachers more affordable and easier.

If you are a teacher and want to find affordable insurance with many value added benefits then you have come to the right place.

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Topics: insurance for teachers

Travel Trailer Insurance

Posted by Zach Emly on Sat, Jul 2, 2016 @ 14:07 PM


Travel trailer insurance will allow you to replace your trailer if it is damaged or destroyed. It will protect you financially in an accident on the road, at home or out of state on vacation. Not only are you protecting your trailer and property but travel trailer insurance also protects you financially if you cause an accident or injury someone else. 

No matter if you are an occasional traveler, seasonal traveler or full year enthusiast, you need travel trailer insurance. Just make sure you have the right coverage.

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Topics: rv insurance, travel trailer insurance

Insurance after Divorce for Women

Posted by Joy Smith on Thu, Jun 23, 2016 @ 20:06 PM

Insurance during the divorce process is likely not something people think about often. Most commonly people realize they need insurance after the divorce and usually this leaves them scurrying to find coverage adding additional stress to the situation. 

However, getting the right insurance after a divorce can be somewhat tricky because in a lot of places he is still listed in your household and his income is still listed on your past tax returns. 

This blog will hopefully give you some help and relief when it comes to your insurance. It will give you an idea of the policies you will need to consider and help navigating the best way to purchase insurance after a divorce.

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Topics: insurance and divorce

Pet Accident Insurance

Posted by Zach Emly on Sat, Jun 4, 2016 @ 16:06 PM

Having pets is a real joy but they can be costly. Their basic needs are costly enough but if they become ill or are injured the vet bills that add up can really break the bank. In order to keep care affordable for your pets, accident insurance was created.

Pet Accident insurance will help you pay for the medical costs associated with your pet being injured or becoming ill. Instead of paying hundreds or even thousands for an emergency vet visit, your pet accident insurance will kick in reimburse you for the costs. 

This post will further discuss how pet accident insurance works and will also discuss what is covered, your options and how to get the most out of your insurance.

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Topics: pet insurance

How to stop distracted driving in our communities

Posted by Brigid Reilly on Thu, May 26, 2016 @ 12:05 PM

Distracted Driving has become a major epidemic in America. According to icebike.org, Over 2.5 million people in the United States are involved in road accidents each year and 1.6 million of them have a cell phone involved.

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Topics: texting and driving, distracted driving

Event Insurance Costs, Information and Quotes

Posted by Zach Emly on Wed, May 18, 2016 @ 13:05 PM


Planning an event takes hard work and often times a lot of money. If we are honest with ourselves we know that no matter how much we plan, something can go wrong.

A guest can fall having to be taken to the E.R. A drunken brawl can break out causing damage to property. Money or gifts can be stolen before being given to the guest of honor. The honoree can get seriously ill the morning of the event. Sever weather can shut down the event before it starts. 

No matter how much we plan there are so many things out of our control that can cause us to cancel our event or can cause us to spend a lot more than previously planned. Fortunately event insurance can help with a lot of things situations.

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Topics: event insurance

Personal Watercraft Insurance

Posted by Zach Emly on Fri, May 6, 2016 @ 14:05 PM

Personal watercraft insurance (PWC insurance) is a way to protect your watercrafts, passengers and yourself from financial loss. It will cover water vehicles that you can ride or sit on such as jet skis, wave runners, sea doos, and even paddle boats. This coverage however, is not designed to cover boats or business activities.  

This blog will discuss whether personal watercraft insurance is necessary and the optional coverage choices you have. You can also reach out to an agent directly by calling 855-770-2669.

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Topics: personal watercraft insurance

Temporary Health Insurance

Posted by Zach Emly on Thu, Apr 14, 2016 @ 15:04 PM

Temporary health insurance a great insurance product that allows those who are in between jobs, have canceled policies or are going through a situation that disabled them from having insurance. It is an affordable policy but is limited in coverage and is not an ideal long term plan.

This post is going to go into detail about temporary health insurance and help you understand if it is a good fit for you.

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Topics: family health insurance, health insurance, temporary health insurance

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