Diversified Insurance Service Blog

Protect your identity during the holiday season

Posted by Zach Emly on Mon, Nov 23, 2015 @ 15:11 PM

More and more people are turning to online shopping for their holiday needs and travel. According to the National Retail Federation, nearly half of holiday shopping will be done online this year. 

Not only are consumers hitting the internet, but so are identity thieves and hackers. With the busyness of the holidays mixed in with the large amounts of purchases, identity theft is expected to be very high this holiday season. 

Are you, your family and well being protected from these people?

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Topics: holiday safety, identity theft, lifelock

Using Telemedicine during cold and flu season

Posted by Zach Emly on Tue, Nov 17, 2015 @ 15:11 PM

As a parent, you are always looking for ways to keep the family healthy, especially during the cold and flu season. 

Balancing work, life and family can be tough especially when someone is sick. Telemedicine may be an option that can help you simplify your health care experience.

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Topics: telemedicine

When You're Tired of Shopping for Insurance Contact an Insurance Agent

Posted by Zach Emly on Sun, Nov 8, 2015 @ 19:11 PM

Over the last few years, comparing insurance has become the hot phrase in insurance. People are told over and over again to shop your insurance because there may be a lower rate out there. As many consumers shop for insurance online the insurance experience is becoming a terrible one and individuals are getting fed up.

While comparing rates online is convenient, it can lead to lack of coverage, not being insured for things you think you should be and not having someone there when you need someone. When you are tired of the insurance games and just want someone who can help, it is time to contact an insurance agent. 

This post will help you better understand how insurance agents can build convenience into your life and provide a better insurance experience.

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Topics: insurance agents, choosing an agent, independent insurance agent

Holiday Travel Insurance

Posted by Zach Emly on Tue, Nov 3, 2015 @ 20:11 PM

Most of us are not strangers to traveling during the holiday season. As families grow, they have a tendency to also spread a part. While you travel this season it is important to keep in mind that your insurance may not travel with you.

Some health insurance policies will not properly protect you while you travel and sometimes you may face financial losses due to cancelled flights and other reasons. This blog post will help you find and understand the right holiday insurance to purchase. 

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Topics: insurance during the holidays, travel insurance, travel tips

How to get Affordable Insurance

Posted by Zach Emly on Tue, Oct 27, 2015 @ 12:10 PM

Saving money on insurance has become BIG. People now want the most affordable insurance available but don't always know the best way to go about it. 

This post will help you understand how to get great rates step by step.

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Topics: insurance discounts, affordable insurance, saving money

Meet Joy, Your Toledo Insurance Agent!

Posted by Zach Emly on Fri, Oct 23, 2015 @ 07:10 AM

Our newest agent Joy Smith is in the Toledo area. She has her hands full with calls from all around the nation but wants to make sure that the people in her own backyard are giving the first priorty! 

This post will let you get to know a little bit more about Joy, who she is and what she can do as your local Toledo insurance agent. You can jump right to contacting here by calling 855-770-2669 or continue reading to explore if she is qualified to handle your insurance.

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Water Backup Coverage or Flood Insurance

Posted by Zach Emly on Fri, Oct 16, 2015 @ 08:10 AM

When water gets into your basement it could have disastrous consequences and for most homes it could lead to large financial losses. Many individuals however, do not have the proper coverage in place to make a claim when this happens. Some individuals only have flood insurance while others may only have water back up insurance. There is even a large number of people who do not have either, but are completely unaware that they are not protected.

This blog post will help you understand more about water backup insurance and flood insurance so that you can ensure you are properly protected.

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Topics: homeowners insurance, flood insurance, water backup coverage

Insurance for Vacant Homes

Posted by Zach Emly on Thu, Oct 8, 2015 @ 19:10 PM

When a home you own becomes vacant, it is likely not covered under your standard homeowners insurance. You need specialized coverage when insuring a vacant home. 

There are slight differences from policy to policy and this blog will help you to understand what you need out of an insurance policy for a vacant home as well as guide you to an agent who can help.

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Topics: homeowners insurance, vacant property insurance

How to Shop for Car Insurance

Posted by Zach Emly on Sat, Sep 26, 2015 @ 11:09 AM

No matter where we go, we hear an advertisement telling us to shop for car insurance. However, most ads do not explain how. This is why we wanted to take the time and write a blog explaining how to shop for car insurance.

In this post you will learn the basics of shopping for insurance, where to go to shop, what you should be looking for in a policy, and the best way to shop.

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Topics: car insurance

What Does Flood Insurance Cover

Posted by Zach Emly on Sat, Sep 19, 2015 @ 09:09 AM


Many individuals have no choice in their flood insurance buying decisions. Others however, are not required to have coverage but should still understand what it is and do you need it. Many people who are not required to have a policy and who do not live in a flood zone still opt to buy flood insurance. 

This blog post will answer the question what does flood insurance cover. It will also explain what is not covered, things to keep in mind and the best place to buy flood insurance.

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Topics: flood insurance

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