Diversified Insurance Service Blog

How to Shop for Car Insurance

Posted by Zach Emly on Sat, Sep 26, 2015 @ 11:09 AM

No matter where we go, we hear an advertisement telling us to shop for car insurance. However, most ads do not explain how. This is why we wanted to take the time and write a blog explaining how to shop for car insurance.

In this post you will learn the basics of shopping for insurance, where to go to shop, what you should be looking for in a policy, and the best way to shop.

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Topics: car insurance

What Does Flood Insurance Cover

Posted by Zach Emly on Sat, Sep 19, 2015 @ 09:09 AM


Many individuals have no choice in their flood insurance buying decisions. Others however, are not required to have coverage but should still understand what it is and do you need it. Many people who are not required to have a policy and who do not live in a flood zone still opt to buy flood insurance. 

This blog post will answer the question what does flood insurance cover. It will also explain what is not covered, things to keep in mind and the best place to buy flood insurance.

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Topics: flood insurance

How to Buy Term Life Insurance Online

Posted by Zach Emly on Thu, Sep 10, 2015 @ 20:09 PM

Your options for online purchases continue to grow. We are watching as more insurance policies are becoming available to get quotes and purchase online.  Term life insurance is no different.

While buying term life insurance online is an option you still have to know what you are looking for.

This blog post will provide you with a place to shop and guide you through the online process. Not only will you know how to buy term life insurance online, you will also better understand the amount of coverage you should have 

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Topics: life insurance, term life insurance

Car Insurance Comparisons from a Local Agent

Posted by Zach Emly on Tue, Sep 1, 2015 @ 19:09 PM

Every other commercial on TV, the radio or YouTube is about car insurance comparisons. This is great to let you know you have options and the benefits you may gain but it can also make things extremely confusing. 

There is however, a reason so many people are shopping for car insurance each year. People are buying coverage every year but not getting what they expected. They are not getting value out of the new company so they shop somewhere else.

This post will show you how to get the best car insurance comparisons and how to get the most out of your insurance.

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Topics: auto insurance, car insurance, car insurance agent

Med Mutual Customers Do NOT give Information to "My Money Monitor"

Posted by Zach Emly on Fri, Aug 28, 2015 @ 13:08 PM


Recently there have been some medical mutual customers who have received letters from a company named My Money Monitor. This letter tells them they have a refund due from Medical Mutual and asks members to send copies of their driver’s license and W-2 form and asks for verification of their Social Security number. 

These services however, are nothing more than a rip-off.

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Topics: scams, my money monitor, med mutual

Wedding Liability Insurance

Posted by Zach Emly on Wed, Aug 26, 2015 @ 19:08 PM

We spend so much time on weddings ensuring that every detail is perfect, but most of the time weddings do not go as planned. Accidents happen, weather does not cooperate, there are miscommunications, alcohol is often involved and unfortunately the bride and groom are left with the bill.

Wedding liability insurance however, can give you peace of mind knowing that if something happens you are protected. It will allow you to take care of mishaps without a large financial burden.

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Topics: wedding insurance, wedding liability insurance

Renters Insurance Answers For College Students

Posted by Zach Emly on Wed, Aug 19, 2015 @ 19:08 PM

You've heard of renters insurance, and are probably considering it. But there are some questions that first need answered before you purchase a policy.

If you are a college student or a parent of a college student and you have some questions you need answered, then read this blog to find what you're looking for. 

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Topics: college student insurance, renters insurance

Is your Identity safe from a Credit Card Scheme

Posted by Zach Emly on Mon, Aug 17, 2015 @ 09:08 AM

This week two men were arrested in Rossford, Ohio with over 100 credit cards in other people's name. The two men ( 41-year-old Juan Garcia and 39-year-old Michel Conesa) were using cards which had their names on it, but the information within the card was from the bank accounts of others. The police believe these men may have traveled across the country stealing bank information and are unsure how much money was actually stolen from these men. 

With these schemes happening more frequently and without signs of slowing down. it is important to know what will happen if you are the victim of one of these schemes and how to protect yourself.

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Topics: identity theft

College Student Insurance Plans and Options

Posted by Zach Emly on Wed, Aug 5, 2015 @ 20:08 PM

Insurance for college students is important for protecting them and their belongings. In many cases, students who are unprepared are left without their important belongings because schools offer very little help in this area. 

Sometimes students are covered under their parents plans and don't realize it. Other times they don't have the coverage they need.

This post will help you understand the insurance needs of college students and help you to better protect them.

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Topics: college student insurance

How to Buy Homeowners Insurance

Posted by Zach Emly on Tue, Jul 28, 2015 @ 18:07 PM

One of the things our society does not teach much anymore is how to buy homeowners insurance. It is one of those things that everyone just assumes everyone knows how to do it. With something that protects the largest investment you have probably ever made, guessing should not be an option. 

This page is going to provide you with an easy to understand guide to buying homeowners insurance.

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Topics: homeowners insurance

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