Diversified Insurance Service Blog

Personal Watercraft Insurance

Posted by Zach Emly on Fri, May 6, 2016 @ 14:05 PM

Personal watercraft insurance (PWC insurance) is a way to protect your watercrafts, passengers and yourself from financial loss. It will cover water vehicles that you can ride or sit on such as jet skis, wave runners, sea doos, and even paddle boats. This coverage however, is not designed to cover boats or business activities.  

This blog will discuss whether personal watercraft insurance is necessary and the optional coverage choices you have. You can also reach out to an agent directly by calling 855-770-2669.

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Topics: personal watercraft insurance

Temporary Health Insurance

Posted by Zach Emly on Thu, Apr 14, 2016 @ 15:04 PM

Temporary health insurance a great insurance product that allows those who are in between jobs, have canceled policies or are going through a situation that disabled them from having insurance. It is an affordable policy but is limited in coverage and is not an ideal long term plan.

This post is going to go into detail about temporary health insurance and help you understand if it is a good fit for you.

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Topics: family health insurance, health insurance, temporary health insurance

How to make a Family Emergency Plan

Posted by Zach Emly on Sat, Apr 2, 2016 @ 09:04 AM

Having a family emergency plan is essential for keeping your family safe. You never know what will happen and when so it is a good idea to make sure your family is prepared.

This post will help you create an emergency plan for your family by telling you what resources you should have a how to put together a plan.

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Topics: Safety, safety action plan, family emergency plan

Homeowners Insurance for Manufactured Homes

Posted by Zach Emly on Wed, Mar 23, 2016 @ 11:03 AM

Home is where the heart is, but it is also where our most of our livelihood is invested. Losing your home or having to repair/replace property can be a financially devastating experience. 

Mother Nature strikes, theives break in, and even our own accidents can cause problems to occur to and within our home. These incidents can leave us owing thousands of dollars or can cause us to walk away from the lifestyle we once enjoyed.

Having the proper homeowners insurance for your manufactured home can allow you to recover what is lost and help you to rebuild after disaster strikes. 

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Topics: mobile home insurance, homeowners insurance, manufactured home insurance

Life Insurance for Women

Posted by Zach Emly on Mon, Mar 14, 2016 @ 12:03 PM


Women are often overlooked when it comes to many insurance policies. For years it was assumed then men were the heads of the home and were the ones who were contacted for insurance decisions. 

This has become a very bad habit in the insurance industry and has left many women under insured.

One of the most important insurance policies that women tend to lack is life insurance. When the woman of the household fails to have life insurance their family may fall into financial turmoil.

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Topics: life insurance, insurance for women

How to Choose an Insurance Agent

Posted by Zach Emly on Sat, Mar 5, 2016 @ 09:03 AM

Insurance is something they don't teach in school. We become adults and all of a sudden we are required to have insurance. Some of us are lucky enough to use our parents' agent or we get a good one referred to us. In most cases however, you are stuck to choose an agent yourself.

It doesn't matter if you currently have an agent and are looking for a new one or have never shopped for insurance in your life. This blog will help you learn how to choose the best insurance agent for your life. 

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Topics: choosing an agent, insurance, insurance agent

Should you Insure Electronic Devices?

Posted by Zach Emly on Mon, Feb 29, 2016 @ 11:02 AM

Our lives are filled with electronics. Smartphones, computers, tablets, game systems, and cameras. Our work, education, hobbies and entertainment all revolve around electronics. 

As the need for better features and higher quality products rises, so do the costs of many of these electronics. Our quantity of electronics has also risen quite a bit between necessities, shifts in modern culture and holidays that lead to additional electronics. 

So you have a lot of electronics in your home and they are expensive. Ideally it makes sense to insure everything so items can be replaced when something happens but insuring each device is simply unrealistic. What should you insure and what shouldn't you?

This blog will help you discover what electronics to insure if any, and help you to do so affordably.

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Topics: electronic device insurance, Device Insurance

Worldwide Travel Insurance Guide

Posted by Zach Emly on Wed, Feb 17, 2016 @ 10:02 AM

There is no telling what can happen while traveling. Injury, sickness, lost baggage, delayed transportation. All of these things can lead to you losing out on a lot of money. 

Worldwide travel insurance however, can protect you no matter where you take a voyage to. 

There are however a few things to be aware of when buying a policy so that you are protected in the way you expect to be protected. 

This blog will help you get the best plan for your trip by discussing what is covered in each plan, what plans work best for each trip, things to keep in mind while purchasing a policy, it will answer many of your questions and even allow you to compare prices of different plans. 

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Topics: travel insurance

Do You Need Flood Insurance?

Posted by Zach Emly on Wed, Feb 10, 2016 @ 13:02 PM


"Do I need Flood Insurance" is a questions asked by many different people. The answer however, depends on your specific situation. 

Some individuals are required to have, for some it is optional. This blog will help you get a better understanding of flood insurance and help you see for yourself whether it is necessary. 


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Topics: flood insurance

Guide to Protect Yourself from Tax Refund Identity Theft

Posted by Zach Emly on Mon, Feb 1, 2016 @ 11:02 AM

Over the past couple of years, billions of dollars in tax refunds were fraudulently stolen. The IRS has not been able to fully stop the issue and expects it to only get worst. This year, in 2016, the number of people affected is expected to soar. 

It is not just a matter of a refund check either. In order for your refund check to get stolen, that individual must have also stolen your identity. This means they could also potentially break into your bank account information, take out lines of credit in your name or even use your information to steal your family members identity.   

This blog post will help protect you from identity thieves this tax season.

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Topics: identity theft protection, tax related identity theft

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