Diversified Insurance Service Blog

Should I Buy Renters Insurance?

Posted by Zach Emly on Sat, Jul 18, 2015 @ 14:07 PM

Many individuals who are renting ask themselves "Should I buy renters insurance or is it just a waste of time?" The short answer to this is maybe. The need for insurance varies from person to person based on their situation. This post will help you understand what renters insurance does and ultimately help you come to your own conclusion.

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Topics: renters insurance

Device Insurance for the Newest Electronics

Posted by Zach Emly on Sat, Jul 11, 2015 @ 13:07 PM

 

 

 

 

 

 

 

 

Personally, I couldn't imagine life without my electronics. I need my laptop and smartphone for work and if something were to happen I would be forced to buy new devices. For me this would be incredibly costly.

Device insurance however, allows me to inexpensively replace my electronics in case anything happens to them.

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Topics: Device Insurance, homeowners insurance, property insurance

Wedding Ring Insurance

Posted by Zach Emly on Sun, Jul 5, 2015 @ 15:07 PM

A wedding ring is not only a precious symbol of your marriage, but it is also a valuable piece of jewelry. The unfortunate truth however is that they are not always safe. Thieves can steal your wedding rings or a house fire could destroy it. As a newly married couple, you probably do not want the financial burden of having to buy a new ring.

Wedding ring insurance will protect your rings and allow you to repair or replace it if repairs are not possible. This blog will help guide you on the best way to go about insuring your wedding ring.

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Topics: wedding insurance, wedding ring insurance

What the Supreme Court's Ruling in King v. Burwell Means (In Plain English)

Posted by Zach Emly on Tue, Jun 30, 2015 @ 19:06 PM

On June 25, 2015, the U.S. Supreme Court issued a final ruling in King v. Burwell. This case challenged the availability of health insurance Exchange subsidies in states with Exchanges run by the federal government. 

In this blog post, we will break down what the ruling was about and the effects it will have on the Affordable Care Act.

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Topics: health care reform, Affordable Care Act

Guide to getting the Best Homeowners Insurance

Posted by Zach Emly on Mon, Jun 22, 2015 @ 20:06 PM

Most homeowners have insurance but many of them do not have the best policy for their situation. You've probably heard stories from your own friends and family members about the problems they've had when dealing with their insurance. Such as, claims not going through or not having enough money to cover the deductible.

These problems occur far too often which is why we wanted to write this blog. We want you to be able to purchase the best homeowners insurance policy so that you can be protected. 

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Topics: homeowners insurance

Destination Wedding Insurance

Posted by Zach Emly on Mon, Jun 15, 2015 @ 20:06 PM

Planning a wedding is an exciting thing. Dreaming of how it's going to look, tasting different foods and desserts, seeing friends and of course the best part is imagining that wonderful honeymoon. The last thing you want to think about is what could go wrong, but lets face it, things happen that are out of your control. When away from home, if something were to happen it could cause you to pay thousands more for your wedding or ruin it all together.

Fortunately, destination wedding insurance was created so that you do not have to focus on what could all go wrong. To educate you, we will talk about situations that could occur, how insurance can protect you and help you decide whether it is affordable enough for you.

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Topics: wedding insurance

One Day Event Insurance

Posted by Zach Emly on Sat, Jun 6, 2015 @ 13:06 PM

Special events are usually a great time but occasionally something bad will happen. Unexpected bad weather, sudden illness of the honoree, stolen gifts, large unexpected extra expenses or the closing of a venue can ruin your event. Special events are usually not cheap to put together but when disaster strikes you may be left with a ruined event and a hole in your pocket. 

One day event insurance however, can save your event or save your checkbook by protecting against the things that can go wrong before and during your events. 

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Topics: event insurance

Uninsured motorists coverage

Posted by Zach Emly on Sat, May 30, 2015 @ 13:05 PM

Ever had a hit and run not covered by your insurance? Ever have your car totaled but the driver at fault had no or little insurance coverage? Uninsured motorists coverage is designed to protect you against these drivers but unfortunately not have policies include this coverage.

Read this blog to learn more about what this coverage does, why you might or might not want to consider it and the risks involved with not having propert protection.

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Topics: auto insurance

Insurance Solutions for Every Part of your Life

Posted by Zach Emly on Sat, May 23, 2015 @ 11:05 AM

Everyone has something different that is precious in their life. Fortunately there are insurance solutions to protect just about everything we hold dear.

Originally it was the job of an insurance agent to find these solutions for us, but now we can discover them for ourselves. This blog post will give you an overview of the insurance policies available and how they can protect what is important.

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Topics: insurance solutions

Obtaining Life Insurance for a Spouse

Posted by Zach Emly on Tue, May 12, 2015 @ 19:05 PM

When we talk about life insurance we usually discuss what would happen if the bread winner no longer had an income. I don't think we talk enough about having life insurance on the spouse. If something would happen, there are many tough financial situations you would have to go through even if the spouse did not earn an income. 

In this blog post we are going to discuss financial burdens you will encounter, the types of policies you can choose from to protect your family, and also how the costs differ from your life insurance policy.

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Topics: life insurance

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