Diversified Insurance Service Blog

Do You Need Flood Insurance?

Posted by Zach Emly on Wed, Feb 10, 2016 @ 13:02 PM

 

"Do I need Flood Insurance" is a questions asked by many different people. The answer however, depends on your specific situation. 

Some individuals are required to have, for some it is optional. This blog will help you get a better understanding of flood insurance and help you see for yourself whether it is necessary. 

 

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Topics: flood insurance

Guide to Protect Yourself from Tax Refund Identity Theft

Posted by Zach Emly on Mon, Feb 1, 2016 @ 11:02 AM

Over the past couple of years, billions of dollars in tax refunds were fraudulently stolen. The IRS has not been able to fully stop the issue and expects it to only get worst. This year, in 2016, the number of people affected is expected to soar. 

It is not just a matter of a refund check either. In order for your refund check to get stolen, that individual must have also stolen your identity. This means they could also potentially break into your bank account information, take out lines of credit in your name or even use your information to steal your family members identity.   

This blog post will help protect you from identity thieves this tax season.

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Topics: identity theft protection, tax related identity theft

LifeLock Plans, Pricing and Help Choosing What is Right

Posted by Zach Emly on Wed, Jan 27, 2016 @ 14:01 PM

LifeLock has become well known due to the huge increase in identity thefts over the past few years. People are having their identity stolen online, at the ATM, through company databases, everywhere your information is, there could potentially be someone waiting in the shadows to snatch it.

LifeLock has built a reputation for being the #1 identity theft protection service available. Most people know they need it, and they know they want Lifelock, but they do not always know which plan to choose.

This post will break down the different plans by price and explain who each plan is recommended for.

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Topics: insurance services, identity theft, lifelock

Why an Independent Agent Should Shop for Insurance for You

Posted by Zach Emly on Mon, Jan 18, 2016 @ 13:01 PM

People buy insurance so many differently ways now. Every company says they are the best and can save you the most money but this is not always true.

It can be painstaking and sometimes annoying to have to contact different companies for quotes. Some companies will compare other quotes for you but these are not always accurate. 

When you go online it can be even worse. You spend time gathering quotes from different companies until you find the most competitive one. Then an agent calls you, with a quote that was different then the one you saw online.

An independent agent can help relieve the stress of shopping for insurance as well as make it easy for you when you want to switch.

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Topics: the best insurance agents, independent insurance agent

Insurance for electronics, jewelry and other expensive items

Posted by Zach Emly on Wed, Jan 13, 2016 @ 12:01 PM

Many of us receive relatively expensive gifts over the holidays. We also get nice things for our birthday, anniversaries and the occasional just because. We know we are covered under our homeowners insurance if something were to happen to our belongings but often times what you receive over the years outgrows your policy.

This post will show you ways to ensure that your expensive items (such as jewelry, electronic devices, collectibles, etc...) are properly protected. 

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Topics: insurance for valuables, jewelry insurance, Device Insurance, Insurance for gifts, homeowners insurance

Don't Advertise What you own Curb Side or Online!

Posted by Zach Emly on Tue, Dec 29, 2015 @ 13:12 PM

The holiday season is not over yet, we still have New Year celebrations and after Christmas shopping. This time of year, don’t put the box to the new LED TV on the curb by the trash. Break down the box and go recycle it, don’t just throw it out there. This can give thieves clues as to what might be in the house.

Here are several things to keep you and your family safe at home and online.

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Topics: holiday safety, car safety, home safety

Diversified's Free Gifts for You and Your Family

Posted by Zach Emly on Wed, Dec 23, 2015 @ 11:12 AM

At Diversified we are dedicated to providing more than insurance. Not only should you get the best customer service from your agent, you should also have innovative services that make life easier.

For all of our customers we offer many free services that make like easier and your customer experience a better one. Unfortunately there are still many individuals who are not aware of the free gifts we provide. 

In this post we will talk about all the different services that are available to you. They are easy to use and simple to sign on. The best part of all these services is as a customer of ours they are all free for you!

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Topics: insurance services

Legal Requirements of Personal Drones and Guidelines to Follow

Posted by Zach Emly on Sat, Dec 19, 2015 @ 11:12 AM

There has been much debate and some new legislation about drones. On one side you have consumer demand and commercial innovation, and on the other side, serious risks to the public and to traditional aircraft. It's all fun and games until a drone collides with a traffic helicopter or drops a heavy video camera onto a concert crowd.

Now don't worry. They're all legal, but there are some rules and laws that must be obeyed. 

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Topics: legal requirements of personal drones

Car Insurance Terms You Need to Know

Posted by Zach Emly on Mon, Dec 14, 2015 @ 14:12 PM

When it comes to buying insurance, far too many individuals walk away not realizing what is actually covered and what is not. This is true for every type of coverage, but the most common we see is for home and auto insurance. 

This blog will help explain car insurance terms so that you are able to get the appropriate coverage.

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Topics: auto insurance, car insurance, Insurance tips

Health Insurance from a Local Agent

Posted by Zach Emly on Sat, Dec 5, 2015 @ 16:12 PM

Health insurance has never been something that is easily understood. With new the health care regulations it has become even more difficult to understand. 

What plans are best? Do I have to buy insurance from the Marketplace? How will a new plan affect my benefits? Do I have to choose my employer's plan if I do not like it? Will my coverage cover me out of state? How can I buy health insurance without giving my social security number? What plans cover vision and dental?

There are so many questions individuals have that they simply do not get when shopping through the government website. Even the navigators put in place by the government can not answer many of the questions that need answers. 

You can however buy health insurance from a local agent who can answer your questions and guide you through the plan options.

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Topics: health insurance

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